The Boston Globe Consumer Beat column

The Romney administration is trying a carrot and stick approach to stem the high rate of accidents among young drivers in Massachusetts.

Nitrogen is a potentially sharp increase in premiums of inexperienced drivers and bad. The carrot is 5 percent discount on certain areas for youth, a half-day Advanced Driver Training Program.

The changes are part of a complete overhaul of the state auto insurance system, which have just begun to take shape. Governor Mitt Romney tries rather the system that exists in other countries. It is compatible with the new line discount on the private sector and attracting attention to a growing problem.

“This will be a great help,” said Thomas Keery, owner of freezing engine Newton and the head of a charitable foundation, by car dealers, drivers to promote advanced training programs for four years. “The children of these programs are likely to be less in case of accident, no children.

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